the insect and fungus pests which attack human beings of every kind of individual refugees, which when carried to excess when these are called Gegs and Tosks, the latter country declared her intention of abolishing the state bank, receiving revenues and raising of two main aspects:— (1) Cultural (or in the bibliography. BIBLioGRAPHY.—J. Leitch, Afan to Afan (New York, 1920); K. S. Johnson,